Learn About Ways to Pay for Beauty School

At American Hair Academy, we are proud to offer financial aid to those who qualify. If you want to attend beauty school, but you are not sure you can afford it, we are here to help explore your options. You might qualify for a federal grant or loan, or you may be able to apply for a scholarship related to your beauty program. Take some time to learn about the Free Application for Federal Student Aid (FAFSA®), and other financial aid options. If you have any questions, let us know! We are here to help you throughout the entire financial aid process.

“The future belongs to those who believe in the beauty of their dreams.” — Eleanor Roosevelt

Types of Federal Financial Aid

Federal Pell Grant
The Federal Pell Grant is a need-based grant available to undergraduate students. The Federal Pell Grant does not have to be repaid. Pell Grants are awarded only to undergraduate students who have not earned a bachelor’s or a professional degree.

Subsidized Loan
Subsidized loans are available to eligible undergraduate students, and qualification is based on financial need. Taking out a subsidized loan means you are borrowing money from the government, and you will need to pay it back. However, interest on the money owed will not accumulate while you are enrolled at school.

Unsubsidized Loan
Unsubsidized loans are not based on financial need. Like other loans from the government, it will need to be paid back. Unlike a subsidized loan, interest will begin to accumulate once the loan money has been disbursed.

Parent PLUS Loan
A Parent PLUS loan is for the parents of a child enrolling in an eligible undergraduate school. It could help the parents pay for their child’s school expenses. Note that the applicants of the PLUS loan are subject to a credit check. Repayment begins immediately after the loan is fully disbursed. Parent PLUS loans can be combined with other forms of financial aid.

 

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Scholarships

Scholarships are a great way to pay for beauty school since they typically do not need to be repaid. That means you could reduce the amount of tuition owed. Here are some examples of scholarships related to the beauty industry:

Take some time to do your research, and you may find more beauty school scholarships to apply for!

FAQs About Financial Aid

How much does it cost to attend your school?

The 2026-2027 tuition rates for each term are $5,714.00 for two 14-week terms (450 hours each) and $4,126.00 for the final two 10-week terms (325 hours each). There is a kit fee of $120 and a lab fee of $90. This comes to a total cost of $19,680.00. Charges are subject to review and change effective July 1 of each year.

The state board exam ($83) and the state license fee ($60) are paid by the student and are not included in the tuition.

Are there payment options available?

Yes, we offer no-interest payment options, allowing you to pay for your tuition in several payments rather than one single payment.

Can I talk through my financial aid options with someone?

Yes, our financial aid team is happy to work with you. Contact us for answers to your financial aid questions, help with your FAFSA® application, or simply to better understand your financial aid options.

Beauty School is Waiting for You! Begin Your Financial Aid Journey Today.

You may have thought that getting a cosmetology and barber education was only a dream, but we are here to help you make it a reality. Contact us today to discuss your financial aid options.

Questions? We’re Right Here.

See What Our Students Have To Say

I have been here for a haircut for myself, one for my daughter, and an eyebrow wax. It was all excellent. It did take a little more time, but I didnt mind as the students were friendly. LOVED the outcome of each service and was SO impressed with the cost! Such a great value! I will 100% be going back frequently.

AnnaMarie K.

I was a student at American Hair Academy and it was a great experience! We are taught by our wonderful instructors how to be professional out on the floor. I learned so much in the year that I was there, mostly because of the one on one that each student received from the instructors. I would recommend this school to anyone that is wanting to be a cosmetologist around this area.

Sonia C.

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American Hair Academy

304 S. Iris St. Mt. Pleasant,

Ia. 52641

Call: 319-219-6248